I WILL AT ALL TIMES PUT MY CLIENT'S INTEREST ABOVE MY OWN.

I WILL MAINTAIN PROFICIENCY IN MY WORK THROUGH CONTINUING EDUCATION.

WHEN FEE-BASED SERVICES ARE INVOLVED, I WILL CHARGE A FAIR AND REASONABLE FEE BASED ON THE AMOUNT OF TIME AND SKILL REQUIRED.

I WILL ABIDE BY BOTH THE SPIRIT AND THE LETTER OF THE LAWS AND REGULATIONS APPLICABLE TO FINANCIAL PLANNING SERVICES.

I WILL GIVE MY CLIENT THE SAME SERVICE I WOULD GIVE TO MYSELF IN THE SAME CIRCUMSTANCES.